Question
What is the Sukanya Samriddhi interest rate and tax benefit?
Answer
Bottom line: Sukanya Samriddhi earns 8.2% a year for the July–September 2026 quarter and is fully tax-free.
1. Rate
8.2% for the current quarter — among the highest of the small-savings schemes.
2. Who and when
For a girl child under 10; you deposit for 15 years and it matures 21 years from opening.
3. Tax
Qualifies for 80C, and the interest and maturity are tax-free (EEE).
Plan it with our Sukanya Samriddhi Calculator.
This answer is general information based on the law as it stood when written and is not professional advice on your specific situation. Verify the current position and consult a qualified professional before acting. See our disclaimer.