Question
What is the PPF interest rate, maturity and can I extend it?
Answer
Bottom line: PPF earns 7.1% a year for the July–September 2026 quarter, matures in 15 years, and can be extended.
1. Rate
7.1% for the current quarter — small-savings rates are reset every quarter.
2. Tenure
15 years, extendable in blocks of 5 years, with or without fresh contributions.
3. Tax
Fully tax-free (EEE), with a deposit limit of ₹1.5 lakh a year.
Estimate your maturity with our PPF Calculator.
This answer is general information based on the law as it stood when written and is not professional advice on your specific situation. Verify the current position and consult a qualified professional before acting. See our disclaimer.