🏠 HRA Exemption Calculator
FY 2026-27 (AY 2027-28) • Section 10(13A) r.w. Rule 2A • Old Tax Regime Only
Salary & HRA Details
⚠ Important: HRA exemption u/s 10(13A) is available only under the Old Tax Regime. If you have opted for the New Regime u/s 115BAC, HRA is fully taxable as part of your salary.
Enter monthly basic salary only (exclude allowances)
Include DA only if it forms part of retirement benefits (pension/PF). Enter 0 if not applicable.
Rent paid to landlord. If landlord is a relative, ensure it is genuine. Annual rent above ₹1 lakh requires PAN of landlord.
Metro cities for HRA purposes: Delhi, Mumbai (including Navi Mumbai & Thane), Kolkata, Chennai only.
Select if HRA was received for part of the year (e.g. joined mid-year or changed jobs)
Your applicable income tax slab rate. Used only to estimate potential tax savings.
Disclaimer: This calculator is for estimation purposes only and covers standard HRA scenarios for salaried employees under the Old Tax Regime. It assumes salary and rent are consistent across the selected months. Actual exemption may differ if salary, HRA, or rent varied month-to-month — in which case the exemption must be computed separately for each period. Rent paid to a spouse is generally not eligible for HRA exemption. Where annual rent exceeds ₹1,00,000, PAN of the landlord must be furnished to the employer. Consult a Chartered Accountant for precise computation and tax planning.