How to Master Free Tax Calculators — EMI SIP NPS India

Compare old vs new regime and compute your net tax liability for FY 2026-27 in a single view.

Detailed tax computation with slab-wise breakup, full list of deductions, surcharge, and cess.

Consolidate two or more Form 16s correctly – standard deduction once, 87A once – see the hidden shortfall with 234B/C interest, plus a Form 12B planner.

Guide plus three NRI calculators – residential status, NRI income tax and DTAA/foreign tax credit – with property TDS, NRE/NRO rules and the RNOR window.

NR, RNOR or ROR – the 182/120/60-day tests, deemed residency and every RNOR route, with a trip-based day counter.

India-taxable income with every non-resident switch – no 87A rebate, 20 percent dividend u/s 115A, post-2024 capital gains, Chapter XII-A rates.

Rule 128 source-by-source FTC for residents with foreign income, and a treaty-vs-domestic rate check for NRIs across 8 countries.

Vest-to-sale RSU/ESPP tax with correct TTBR dates, FIFO lot matching, the 24-month 12.5 percent rule, Schedule FA values and startup ESOP deferral.

Missed income in a past year? Eligibility check, 234 interest to your filing date, the 25-70 percent additional tax and what waiting costs – for every open assessment year.

Sold property, land or shares? All three exemptions on one sale – the 54F proportionate formula, Rs 10 crore cap, 12.5 vs 20 percent indexed comparison and a dated compliance calendar.

Is your LIC or ULIP payout taxable? Every 10(10D) test, the Rs 2.5 lakh and 5 lakh premium rules across multiple policies, and the tax left after the 2 percent TDS.

Farm income plus salary or business? The exact partial-integration computation in BOTH regimes, tea/coffee/rubber splits, what counts as agricultural income, and the Schedule EI details the return demands.

Trading turnover (ICAI method), Section 44AB audit applicability, speculative vs non-speculative, loss set-off and an indicative tax estimate.

Quarterly advance tax liability under Section 208 with due-date reminders for each instalment.

Section 194 / 195 TDS rates and threshold checks for FY 2026-27 (Finance Act 2025).

STCG and LTCG on equity, property, and mutual funds using Budget 2024 rates and property grandfathering rules.

All-state S&E (Gumasta) registration checker – mandatory status, fee, validity, renewal-due date, documents and official portal.

1% resident TDS (Form 141 ex 26QB) and NRI Sec 195 rates with surcharge and cess.

Optimise your Rs 1.5 lakh basket, the Rs 50,000 NPS slot and 80D – with tax saved.

Stamp duty on transfer of shares — 0.015% of consideration, with gifts and transmission at nil.

State-wise stamp duty on the LLP agreement (MCA Form 3), based on capital contribution.

State-wise stamp duty on a partnership firm deed, with the differences from the LLP rate built in.

Stamp duty on issue (0.005%) and transfer (0.0001%) of debentures — uniform across all states.

Stamp duty & registration fee on gifting property, by state, relationship and donee gender.

Stamp duty & registration on a rent, lease or leave-and-license agreement, by state, rent, deposit and term.

Relief on salary or family pension arrears with ready-to-copy Form 10E Annexure-I and Table A – each year at its own slab rates.

All four late-filing and advance-tax charges together – with the new 31 August ITR-3/4 due date, safe harbours and instalment-wise breakup.

Does 44AB catch you this year? Rs 1/10 crore tests with the 5% cash rule, 44AD lock-in, 75 lakh professional relief and F and O turnover – verdict with form and due date.

Check whether you must file Form 10-IEA to opt for the old regime, the due date, and the old-vs-new switching rules for AY 2026-27.

For companies & co-operatives: which section (115BAA/BAB/BAD/BAE), the form to file, due date and lock-in — plus a normal-vs-concessional tax comparison.

Every deduction and ITR form in one place, with rules, limits, conditions and interactive tools.

Every major deduction and exemption with limits, eligibility, regime and built-in calculators — new Act 2025 and old.

Disability certificate to claim the 80U or 80DD deduction, with a deduction estimator.

Claim the 80GG rent deduction when you receive no HRA, with a least-of-three calculator.

Stop TDS on interest when your income is below the taxable limit, with an eligibility checker.

Donation certificate to claim the Section 80G deduction, with a deduction calculator.

Fill and download your Form 12BB investment declaration for your employer.

Read your salary and non-salary TDS certificates and reconcile them against Form 26AS.

Understand and reconcile your 26AS, AIS and TIS before filing, with a checklist.

Proprietorship vs LLP vs Pvt Ltd – full tax maths under the Income-tax Act 2025 plus the compliance scoreboard.

Interactive AY 2026-27 selector – ITR-1 to ITR-7 with this year’s two-house-property change, the Rs 1.25 lakh LTCG window and the new 31 August due date.

Section 16 MSMED compound interest at the correct RBI rate for each month – multi-invoice, part payments, court-ready ledger and 43B(h) flags for tax audit.

State-wise Shops and Establishment registration guide with fee calculator – slabs, documents, portals and renewal rules for every major state.

Does the 15/45-day MSME payment rule hit this supplier bill? Registration, trader and window tests with the deduction year named.

Forward and reverse GST computation for all slabs, with CGST, SGST, and IGST breakup.

Sec 47 late fee with turnover caps plus Sec 50 interest at 18% on net cash.

Which scheme costs less after GST 2.0 – eligibility check, 1/5/6 percent rates, ITC maths and the B2B trap.

State-wise PT for all 19 states – February adjustment, women's exemption and half-yearly systems handled.

IT Act WDV block depreciation and Companies Act SLM / WDV with 18 asset classes and a 5-year IT projection by financial year.

Single-product break-even in units and value with contribution per unit, P/V ratio and margin of safety.

All 11 mandatory Schedule III ratios with current vs previous year, over-25% variance flag, and Excel template upload.

NWC, current and quick ratios, operating cycle and CCC, with MPBF assessment under Tandon Method II.

Break down your CTC into basic, HRA, PF, gratuity, and arrive at your in-hand monthly take-home.

Gratuity entitlement under the Payment of Gratuity Act and Section 10(10) exemption up to the ₹20 Lakh ceiling.

Provident Fund corpus projection with employee and employer split, the EPS Rs 15,000 ceiling, and 8.25% interest.

Sukanya Samriddhi Yojana maturity projection at 8.2% with year-wise breakup; 15-year deposit, 21-year, tax-free.

National Pension Scheme corpus projection, monthly pension estimate, and Section 80CCD tax savings.

Public Provident Fund maturity with tax-free returns, year-wise balance, and contribution planning.

House Rent Allowance exemption u/s 10(13A) – 8-metro list, FY 2026-27.

EMI with amortisation, eligibility by income (FOIR), prepayment savings, and Sec 24(b)/80C tax benefits.

Home, car, and personal loan EMI with a full month-wise amortisation schedule ready to print.

Fixed and Recurring Deposit maturity with quarterly compounding and year-wise interest schedule.

One-time investment growth with year-wise table, inflation-adjusted real value and CAGR.

SCSS, NSC, KVP, MIS returns plus the Atal Pension Yojana contribution finder.

Systematic Investment Plan maturity projection with an optional annual step-up feature.

Lumpsum plus optional monthly or annual contributions with any compounding frequency, year-wise growth and inflation-adjusted real return.

Explore and rank 1,400+ mutual funds by returns, category and risk, then compare any side by side – live AMFI data.

Stamp duty on transfer of shares at 0.015% of consideration, with SH-4 execution pointers.

State-wise stamp duty on LLP agreements graded by capital contribution.

State-wise duty on partnership deeds by capital, with registration pointers.

Issue and transfer of debentures at the uniform rates under the amended Stamp Act.

Duty and registration charges on gifting property, state-wise with concessions for relatives.

Duty and registration on rent and leave-licence agreements, state-wise by term and rent.