Top Mutual Funds — Explore & Compare
Browse and rank India’s open-ended Direct-Growth mutual funds by their actual 1, 3 and 5-year returns, filtered by category and composition, with a computed risk measure. Returns are calculated from official AMFI NAV history — this is data, not a recommendation.
| # | Fund | NAV | 1Y | 3Y | 5Y | Risk | Compare |
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How to use this fund explorer
Pick a composition (Equity, Hybrid, Debt, Index & FoF, or Solution-oriented) to narrow the list, then a sub-category such as Large Cap, Mid Cap, Small Cap, Flexi Cap or ELSS. Choose whether to rank by 1, 3 or 5-year return, or by lowest risk, and the table re-sorts instantly. You can also type part of a fund’s name to search. Click any column header to sort by it. Tick Add on the funds you like (up to four) and press Compare funds to chart them side by side.
Only open-ended Direct-Growth plans are shown. Direct plans carry a lower expense ratio than regular plans, so they are the fairest basis for comparing performance; Growth (rather than IDCW/dividend) plans are used because dividend payouts distort a simple return comparison.
What the numbers mean
The 1, 3 and 5-year returns are point-to-point CAGR — the annualised growth of the fund’s NAV over that period, computed from the official AMFI history as on the date shown. A dash means the fund is younger than that period. NAV is the latest published net asset value. The Risk band is derived from the fund’s annualised volatility (the standard deviation of its monthly returns over roughly three years) — higher volatility means a bumpier ride. This is our own computation for comparison and is not the official SEBI Riskometer, which each fund house publishes monthly in its scheme documents.
How we keep this honest and compliant
This explorer presents factual, objectively-computed data so you can do your own research — it deliberately does not tell you which fund to buy, does not label any fund as “best” or “recommended”, and offers no advice. A high past return is not a promise of future return; top-ranked funds are often concentrated, higher-risk or sector bets that can fall just as sharply. Always read the scheme information document, consider your own goal and risk tolerance, and consult a SEBI-registered adviser before investing.
Frequently asked questions
Where does the data come from and how often does it update?
NAV and scheme categories come from the Association of Mutual Funds in India (AMFI), and returns are computed from each fund’s official NAV history. The list refreshes periodically; the “as on” date in the table shows how current the NAV is.
Why are only Direct-Growth plans shown?
Direct plans have a lower expense ratio than regular plans, giving a cleaner performance comparison, and Growth plans avoid the distortion that dividend (IDCW) payouts introduce into NAV-based returns. It is the standard basis for like-for-like comparison.
Is the Risk column the SEBI Riskometer?
No. It is an annualised volatility we compute from NAV history, shown as a band for easy comparison. The official SEBI Riskometer (Low to Very High) is published monthly by each fund house and may differ; always check the scheme document for the official rating.
Does a top rank mean I should invest in that fund?
No. The ranking is purely by past return, which does not predict future performance. Use it to explore and shortlist, then research thoroughly and consult a registered adviser.
