Mutual Fund Comparison Tool
Compare up to four Indian mutual funds side by side — 1, 3 and 5-year returns, latest NAV, and a growth chart for a lump sum or a monthly SIP. Powered by official daily AMFI NAV data.
Pick funds to compare
How to use this mutual fund comparison tool
Start typing a fund’s name in the search box and pick it from the list — you can add up to four funds at once. Choose whether you want to compare a one-time lump sum or a monthly SIP, set the amount, and select a period of 1, 3, 5 years or the maximum common history. The table then shows each fund’s latest NAV, category, fund house, and 1, 3 and 5-year returns, while the chart traces how your investment would have grown in each fund over the chosen window.
For a fair comparison the growth chart starts every fund from the same date — the most recent date from which all the selected funds have NAV history within your chosen period. Returns in the table are standard point-to-point CAGR computed from the official daily NAV published by AMFI.
What to actually compare — beyond the headline return
A higher trailing return is the first thing investors look at, but it is rarely the whole story. Compare funds within the same category (a flexi-cap against a flexi-cap, not against a debt fund), because categories carry very different risk. Look at returns over multiple periods rather than one: a fund that leads over five years but lags over one may simply be going through a normal cycle. Prefer direct plans over regular plans where you invest yourself — the lower expense ratio compounds into a meaningfully higher corpus over time, which is why this tool lets you search for the direct-plan variant.
Finally, remember that past performance does not repeat on schedule. Use this comparison to shortlist and understand funds, then read the scheme information document, check the fund’s mandate and your own goal and risk appetite, and consult a SEBI-registered adviser before investing.
How returns are calculated
The 1, 3 and 5-year figures are compound annual growth rate (CAGR): the steady annual rate that would take the NAV from its value on the start date to its value today. We pick the NAV on (or just before) the date exactly one, three or five years ago, and annualise the growth to the latest available NAV. The lump-sum chart grows a single investment by the change in NAV; the SIP chart invests your chosen amount each month, buys units at that month’s NAV, and values the accumulated units at every point — the same way a real systematic investment plan works.
Frequently asked questions
Where does the data come from and how current is it?
NAV data is sourced live from the Association of Mutual Funds in India (AMFI) feed, which publishes the official net asset value of every scheme once each business day after market close. Mutual fund NAV is end-of-day, so there is no intraday price to show.
Why are there two entries for the same fund?
Most schemes have a Direct plan and a Regular plan, each with Growth and IDCW (dividend) options. Direct plans have a lower expense ratio and therefore slightly higher returns. Pick the variant that matches how you invest — include the word “Direct” in your search to find it.
Does this tool tell me which fund is best?
No. It shows objective, comparable numbers so you can make your own informed decision. It deliberately does not rank funds, label any fund as “best”, or give buy or sell advice. Past returns do not guarantee future results.
Why is a 5-year return sometimes blank?
If a fund is newer than the period you selected, there is not enough history to compute that return, so it shows a dash. Newer funds will still show 1-year or 3-year figures once enough data exists.
