Question
What is the stamp duty on a debenture or loan agreement?
Answer
Bottom line: Debenture issue carries a uniform 0.005% duty, while loan-agreement duty is state-specific.
1. Debentures
Issue is charged 0.005% (with no cap) across India since 2020; a transfer is 0.0001%.
2. Loan agreement
Duty on a loan agreement or deposit of title deeds varies by state — check the state schedule.
3. Uniform vs state
The debenture rate is uniform; the loan-agreement rate is not.
Calculate it with our Debenture Stamp Duty Calculator.
This answer is general information based on the law as it stood when written and is not professional advice on your specific situation. Verify the current position and consult a qualified professional before acting. See our disclaimer.