Free Excel Utilities and Templates
Professionally built, branded Excel utilities for Indian tax and finance professionals. Full formulas, protected input cells, and audit-ready computation logic. Developed and verified by a practising Chartered Accountant.
6 Utilities Live · Free DownloadDownload an Excel utility
Each workbook below is aligned with the Income-tax Act 1961, Income-tax Rules 1962 (as amended via Rules 2026), the Finance Act 2025, and the Code on Wages 2019 where applicable. Updated for FY 2026-27 / AY 2027-28. Direct download — no signup, no email, no paywall.
Income Tax Comparison Utility
Old vs New Regime comparison for FY 2025-26 and FY 2026-27, with Sec 87A rebate, surcharge, cess, and marginal relief baked in.
EMI Amortisation Schedule
Reducing-balance EMI with up to 360 monthly rows — principal vs interest split, cumulative outstanding, and annual summary.
FD and RD Maturity Calculator
Quarterly compounding FD and RD with year-wise balances, TDS on interest (Sec 194A) toggle, and post-tax yield view.
TDS Rate Chart and Calculator
50+ sections for FY 2026-27 with dropdown-driven calculator. 194C, 194J, 194I, 194A, 194Q, 194R, 194S. 206AA / 206AB toggle built in.
Depreciation Calculator
IT Act (WDV) and Companies Act 2013 Schedule II (SLM / WDV) side-by-side. 90+ asset classes, half-year rule, additional depreciation.
Salary Structure Planner
Code on Wages 2019 compliant (Basic ≥ 50% floor). 8-metro HRA, waterfall allocation, FY 2026-27 amended limits. Reconciles exactly to CTC.
What every utility includes
- Fully transparent formulas that you can audit cell by cell
- Highlighted yellow input cells; output cells are view-protected (password: CalcGuru@2026)
- Clean output sheets with print-friendly layouts
- Branded cover sheet citing the relevant Section, Rule, or financial basis
- Compatible with MS Excel 2016+, LibreOffice Calc, and Google Sheets
- 100% free download, no email registration
Prefer a quick online version?
Every utility above has a matching online calculator — instant results, no Excel required. Browse the full suite of calculators on CalcGuru.
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