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			<title>Board Resolution for Opening a Bank Account &#038; Authorising Signatory &#8211; Format (Word &#038; PDF)</title>
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			<title>How is LTCG on shares taxed — the ₹1.25 lakh exemption and 12.5% rate?</title>
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			<title>Loans &#038; EMI Questions</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:56:08 +0000]]></pubDate>
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			<pubDate><![CDATA[Sun, 05 Jul 2026 07:56:08 +0000]]></pubDate>
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			<title>Retirement &#038; Pension Questions</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:56:08 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-senior-citizen-savings-scheme-scss-interest-and-limit/]]></guid>
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			<title>What is the Senior Citizen Savings Scheme (SCSS) interest and limit?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:28 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-much-corpus-do-i-need-to-retire/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-much-corpus-do-i-need-to-retire/]]></link>
			<title>How much corpus do I need to retire?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:28 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/is-family-pension-taxable-and-what-deduction-is-available/]]></guid>
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			<title>Is family pension taxable, and what deduction is available?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:28 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/can-i-withdraw-my-full-epf-after-leaving-a-job-and-is-it-taxable/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/can-i-withdraw-my-full-epf-after-leaving-a-job-and-is-it-taxable/]]></link>
			<title>Can I withdraw my full EPF after leaving a job, and is it taxable?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-atal-pension-yojana-and-how-much-pension-does-it-give/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-atal-pension-yojana-and-how-much-pension-does-it-give/]]></link>
			<title>What is the Atal Pension Yojana and how much pension does it give?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-much-of-my-nps-can-i-withdraw-tax-free-at-retirement/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-much-of-my-nps-can-i-withdraw-tax-free-at-retirement/]]></link>
			<title>How much of my NPS can I withdraw tax-free at retirement?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-gratuity-taxed-for-government-versus-private-employees/]]></guid>
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			<title>How is gratuity taxed for government versus private employees?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-a-superannuation-fund-and-how-is-it-taxed/]]></guid>
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			<title>What is a superannuation fund and how is it taxed?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/is-ppf-a-good-retirement-tool-and-what-is-the-maturity/]]></guid>
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			<title>Is PPF a good retirement tool and what is the maturity?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:27 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-eps-pension-calculated-and-what-is-the-minimum-pension/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-is-eps-pension-calculated-and-what-is-the-minimum-pension/]]></link>
			<title>How is EPS pension calculated and what is the minimum pension?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:55:26 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-circle-rate-ready-reckoner-and-how-does-it-affect-stamp-duty/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-circle-rate-ready-reckoner-and-how-does-it-affect-stamp-duty/]]></link>
			<title>What is the circle rate (ready reckoner) and how does it affect stamp duty?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/do-women-buyers-get-a-stamp-duty-concession/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/do-women-buyers-get-a-stamp-duty-concession/]]></link>
			<title>Do women buyers get a stamp-duty concession?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-stamp-duty-and-the-registration-fee/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-stamp-duty-and-the-registration-fee/]]></link>
			<title>What is the difference between stamp duty and the registration fee?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-debenture-or-loan-agreement/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-debenture-or-loan-agreement/]]></link>
			<title>What is the stamp duty on a debenture or loan agreement?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/can-i-claim-house-purchase-stamp-duty-as-a-tax-deduction/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/can-i-claim-house-purchase-stamp-duty-as-a-tax-deduction/]]></link>
			<title>Can I claim house-purchase stamp duty as a tax deduction?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:54 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-gift-deed-and-are-gifts-to-relatives-exempt/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-gift-deed-and-are-gifts-to-relatives-exempt/]]></link>
			<title>What is the stamp duty on a gift deed, and are gifts to relatives exempt?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-stamp-duty-on-a-rent-or-leave-and-licence-agreement-calculated/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-is-stamp-duty-on-a-rent-or-leave-and-licence-agreement-calculated/]]></link>
			<title>How is stamp duty on a rent or leave-and-licence agreement calculated?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-much-stamp-duty-applies-on-a-share-transfer-sh-4/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-much-stamp-duty-applies-on-a-share-transfer-sh-4/]]></link>
			<title>How much stamp duty applies on a share transfer (SH-4)?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-partnership-deed-or-llp-agreement/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-stamp-duty-on-a-partnership-deed-or-llp-agreement/]]></link>
			<title>What is the stamp duty on a partnership deed or LLP agreement?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-does-tds-on-property-purchase-section-194-ia-work/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-does-tds-on-property-purchase-section-194-ia-work/]]></link>
			<title>How does TDS on property purchase (Section 194-IA) work?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:53 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/is-interest-on-an-education-loan-tax-deductible/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/is-interest-on-an-education-loan-tax-deductible/]]></link>
			<title>Is interest on an education loan tax-deductible?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:16 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://calcguru.in/questions/what-credit-score-do-i-need-for-a-home-or-business-loan/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-credit-score-do-i-need-for-a-home-or-business-loan/]]></link>
			<title>What credit score do I need for a home or business loan?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:16 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://calcguru.in/questions/when-is-a-home-loan-balance-transfer-worth-it/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/when-is-a-home-loan-balance-transfer-worth-it/]]></link>
			<title>When is a home-loan balance transfer worth it?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:16 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-a-moratorium-emi-holiday-and-how-does-interest-accrue/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-a-moratorium-emi-holiday-and-how-does-interest-accrue/]]></link>
			<title>What is a moratorium (EMI holiday) and how does interest accrue?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:16 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-a-top-up-loan-and-how-is-it-taxed/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-a-top-up-loan-and-how-is-it-taxed/]]></link>
			<title>What is a top-up loan and how is it taxed?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:16 +0000]]></pubDate>
		</item>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-emi-calculated-and-how-does-tenure-affect-it/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-is-emi-calculated-and-how-does-tenure-affect-it/]]></link>
			<title>How is EMI calculated and how does tenure affect it?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:15 +0000]]></pubDate>
		</item>
					<item>
			<guid><![CDATA[https://calcguru.in/questions/what-are-the-tax-benefits-on-a-home-loan/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-are-the-tax-benefits-on-a-home-loan/]]></link>
			<title>What are the tax benefits on a home loan?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:15 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/should-i-prepay-my-home-loan-or-invest/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/should-i-prepay-my-home-loan-or-invest/]]></link>
			<title>Should I prepay my home loan or invest?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:15 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-a-loan-against-property-and-how-much-can-i-borrow/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-a-loan-against-property-and-how-much-can-i-borrow/]]></link>
			<title>What is a loan against property and how much can I borrow?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:15 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-flat-and-reducing-balance-interest/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-flat-and-reducing-balance-interest/]]></link>
			<title>What is the difference between flat and reducing-balance interest?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:54:15 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-sukanya-samriddhi-interest-rate-and-tax-benefit/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-sukanya-samriddhi-interest-rate-and-tax-benefit/]]></link>
			<title>What is the Sukanya Samriddhi interest rate and tax benefit?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-fd-interest-taxed-and-when-is-tds-deducted/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/how-is-fd-interest-taxed-and-when-is-tds-deducted/]]></link>
			<title>How is FD interest taxed and when is TDS deducted?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-nps-tier-1-and-tier-2/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-nps-tier-1-and-tier-2/]]></link>
			<title>What is the difference between NPS Tier 1 and Tier 2?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-is-capital-gains-tax-on-mutual-funds-calculated-in-fy-2026-27/]]></guid>
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			<title>How is capital gains tax on mutual funds calculated in FY 2026-27?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-difference-between-growth-and-idcw-dividend-mutual-fund-options/]]></guid>
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			<title>What is the difference between growth and IDCW (dividend) mutual-fund options?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-compounding-and-how-does-the-rule-of-72-work/]]></guid>
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			<title>What is compounding and how does the rule of 72 work?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:30 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/elss-vs-ppf-vs-nps-for-80c-which-should-i-pick/]]></guid>
			<link><![CDATA[https://calcguru.in/questions/elss-vs-ppf-vs-nps-for-80c-which-should-i-pick/]]></link>
			<title>ELSS vs PPF vs NPS for 80C — which should I pick?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:29 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/sip-vs-lumpsum-how-are-returns-calculated/]]></guid>
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			<title>SIP vs lumpsum — how are returns calculated?</title>
			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:29 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/what-is-the-ppf-interest-rate-maturity-and-can-i-extend-it/]]></guid>
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			<pubDate><![CDATA[Sun, 05 Jul 2026 07:52:29 +0000]]></pubDate>
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			<guid><![CDATA[https://calcguru.in/questions/how-much-does-it-cost-and-how-long-does-it-take-to-register-a-private-limited-company/]]></guid>
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